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Legal

Legal notice and terms of use

Last updated: September 25, 2026

Website owner

What service I offer

Melvin Finex LLC provides financial coaching and education: helping you understand financial concepts, organize your budget, plan goals and make your own decisions with better information.

What this service is not

  • It is not investment advice. Melvin Finex LLC is not registered as an investment adviser with the SEC or any US state, nor is it an investment firm authorised by Spain's securities regulator (CNMV). It does not recommend buying or selling specific securities or financial products.
  • It is not legal, tax or accounting advice.
  • I do not manage or hold client money, and I do not sell financial products or insurance.

Decisions about your money are always yours. Before any significant investment, legal or tax decision, consult a professional licensed in your country.

Engagement

Before we start working together, I'll set out the terms of the service in writing: what it includes, price, duration and payment method and, if you are a consumer in the European Union, your right of withdrawal.

No guarantee of results

Every situation is different. I cannot guarantee specific financial outcomes, and nothing explained in sessions or on this website is a promise of returns.

Website content

The information on this website is general and educational and may become outdated. It does not take your personal situation into account. The text and design belong to Melvin Finex LLC; please don't copy them without permission.

External links

If this website links to other sites, I am not responsible for their content.

Liability

To the extent permitted by law, Melvin Finex LLC will not be liable for losses resulting from decisions made based on the general information on this website.

Governing law

These terms are governed by the laws of the State of Florida, United States, without prejudice to any rights you have as a consumer under the law of your country of residence.