Melvin Finex
ES WhatsApp

Services

Three ways to work together.

They all start the same way: a conversation to understand your situation and see what fits.

One to one

Financial coaching

Individual video sessions to get your finances in order and build a plan you can stick to.

  • A clear picture of income, expenses and debt
  • A budget that fits your real life
  • A plan to get out of debt and start saving
  • Concrete goals with deadlines
Learn

Financial education

To understand how money works and make informed decisions on your own.

  • Credit and loans (and, if you live in the US, your credit history)
  • Interest, cards and loans: what they really cost you
  • Investing basics: funds, stocks and retirement plans
  • How to read a bank statement or a bank offer
Follow-up

Ongoing guidance

For people who already have a plan and want someone beside them while they put it into practice.

  • Regular progress reviews
  • Adjustments when your situation changes
  • Answers before a big decision: a loan, buying a home, changing jobs

Not sure which one fits? Write to me and we'll figure it out. I'll explain the price in our first conversation, based on what you need.

Transparency

My job is to help you understand your money, not to sell you anything.

  • I don't manage your money. You will never transfer funds to me to invest.
  • I don't sell financial products. No insurance, no funds, no credit cards.
  • I don't tell you which stock to buy. I teach you to understand your options so you can decide.

I am not a registered investment adviser in the United States or in Spain. What I offer is financial coaching and education.

Shall we talk about your numbers?

Message me on WhatsApp or through the form with a short note about your situation. I'll reply personally.

Message me on WhatsApp Send me a message